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When I first purchased my laptop, I was very hesitant to take out the laptop insurance. I mean, it sounded pretty pointless to me because what could possible happen? But, I went ahead and got it anyway. My best friend was really pushing me, saying “you never know.” I still wondered just what could possibly happen that would make the insurance of any value to me. Well, it wasn’t long and I learned just what could possible happen with my laptop and boy, was I glad that I had taken out my laptop insurance!

It all started one evening. I had been working on my laptop into the wee morning hours. Exhausted, I removed my glasses, set them on the table, closed my laptop and set it on the floor next to my bed. I promptly fell asleep. Some hours later I awoke and began to get out of bed. As soon as I place my feet on the floor, I realized that something was amiss. I was in water up to my ankles! A pipe had burst while I was asleep and it had flooded my entire apartment. I had six inches of water throughout my house. My furniture, rugs and other belongings were all submerged in water. So was my laptop.

My heart stopped. I picked up my soggy, dripping laptop and opened it. It was ruined. I looked around at my soggy home and felt completely hopeless. My income depends on my laptop and now, with the expense of repairing the pipe as well as cleaning the mess there was no way I could afford another computer, not even a used one! I sank to my bed, still clutching the laptop, completely at a loss as to what to do. My mind was reeling, I felt dizzy. How was I going to work without a computer?

That is when I remembered that I had taken out Student laptop insurance! I retrieved my policy from my dresser drawer and began to review the terms. To my absolute delight I realized that it covered water damage! I have since done extensive research and found that most insurance companies exclude water damage from their policies. Fortunately, my insurance company included it and my laptop was covered. This was very good news in light of such a bad situation. My spirits were lifted and my hopes soared. I had laptop insurance that covered water damage. I would be just fine.

I got the pipe repaired and cleaned up the mess. I did lose some of my belongings, they were ruined beyond repair. I had to incur additional expenses to replace many of those things. My finances were certainly stretched, but the laptop insurance uk made a huge difference. It eased the financial burden a great deal and helped me get back to work sooner. Like I said, I make my money from my laptop, so if it is down, I have no income. Laptop insurance saved me, though. Thank goodness I had it!